Will you be dealing with every company I owe money to?

No. Some of your debts may be regarded as “priority” debts due to serious consequences if payments are not made. An example is your mortgage or utility bills. Our debt advisers will take this into consideration when calculating what amount is left available to distribute to your other lenders when putting your debt management plan together. It is very important that you continue to pay your mortgage and utility bills in full yourself.

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Every effort will be made to encourage your creditors to freeze interest and other charges. Please note that if your creditors refuse to freeze interest, paying the same debts over a longer period of time will increase the total amount to be paid.
Entry into a debt management plan will affect your credit rating. For more information see key information and fees.

Calls to "08000 481 778" Free of Change from a BT landline. Mobile and other operators may charge. Mobile users may find it cheaper to call "01204 555 264"
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DebtMatters Ltd. Registered Office: Bridgeman Court, Salop Street, Bolton, BL2 1DZ. Consumer Credit License : 627372. Data Protection Registration Number : Z6082444.