When will my plan be reviewed?

We review your debt management plan every six months and take into account any changes in your circumstances. If your situation changes in any way, we would ask you to contact us immediately. If your situation has worsened we will write to your creditors to negotiate a new affordable repayment plan. If your situation improves we may pass your details on to other members of our Group who may be able to assist you in sourcing a new financial facility, which could be used to clear your outstanding creditors. It is also possible that under these circumstances we may be able to negotiate reduced settlements on your outstanding debts.

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• IVAs
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