Should I stop all of my direct debits and standing orders now?

No, please do not cancel any payment arrangements to your creditors until you receive confirmation that your new debt management plan has been accepted. However if you are aware that there insufficient funds in your bank account to clear your payments we strongly recommend you to cancel all standing orders and direct debits to avoid incurring further bank charges.

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Every effort will be made to encourage your creditors to freeze interest and other charges. Please note that if your creditors refuse to freeze interest, paying the same debts over a longer period of time will increase the total amount to be paid.
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